How late is too late for ATF change?

2017 2.5l 4-cyl Toyota Camry.

I bought the car with 70k on it and I’m currently at 103k. I literally don’t have any problems with the car. It runs good and shifts good. I had a person recommend getting the transmission fluid changed and I’m hesitant due to the somewhat high miles and it’s never been changed before. I’ve always heard “after so many miles don’t change it if it hasn’t been changed”. Would y’all still recommend I get it changed? If I get it changed should i request Toyotas oem ATF?

For some added context I drive 120 miles per day for work and about 100 of it is interstate.