Can I let interest accrue on lower interest loans to pay for larger loans?

I have 130K total

  • 30K at 9%
  • 20K at 8%
  • 50K at 5.5%
  • 30K at 2%-4%

Can I just devote everything to 9% and let interest tack on for the other loans since it’s financially better to get rid of the 9%?

Instead of 5K in interest, I technically save 3% by paying the 9% and letting the 5K interest tack on to the 6% loan right?

Posted Nov 2, 2025, 12:07 AM UTC

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