Am I being overcharged for my house construction?

Hey everyone,

I’m constructing my house in Pantnagar Railway Station, near Haldwani and Rudrapur. It’s a G + 1 house (around 2,100 sq ft total). Contractor rates are as follows:

• ₹1,360 /sq ft for Ground Floor
• ₹1,160 /sq ft for First Floor

Both rates include materials, labour, wiring, plumbing, doors, and windows, basic primer but exclude:

1. Staircase
2. Putty + POP
3. Tiling (floor, bathroom, kitchen)
4. Painting
5. Parapet walls(3-4 ft, 220 rft)
6. Septic tank + soak pit
7. 5 % contingency
8. Mounty (overhead tank structure on roof)

Can anyone familiar with nearby area construction costs tell me if these rates are fair for 2025-26, or if I’m being overcharged?

Context:

• Plot: 20 × 60 ft (≈ 1,200 sq ft)
• Mid-range finish, nothing luxury
• Semi-urban locality (not city area)

Would love an honest opinion from anyone here. Thanks.