IBR/PAYE Not an Option
How are some of you reapplying for a new IDR and getting anything other than ICR? I know the financial hardship part is being removed and the application hasn't been updated yet, but I read that you should apply for IBR anyway and they will hold the application. I can't even get any other option besides the ICR. It says I'm ineligible for the other two. Do I just have to keep waiting?
197 qualifying payments,6 months until buyback eligibility.
Or should I just suck it up and pay the higher ICR payment? Highest I've had to date.
Posted Nov 3, 2025, 9:08 PM UTC
19