PTIT Fee more than Ticket Cost

Hi,
I got a ticket for failing to obey a traffic control device near GT (resulted in minor fender bender with no injuries), and PTIT said they can get rid of it if I pay $395. The original price of the ticket was $250. Is it worth it? Should I go to court instead? I don't know if I will get points on it, but does PTIT guarantee no points and no report to my insurance? It says so within their program but wanted to get people's opinions. I'm a first time offender and have never gotten a ticket before hand. Thank you