Booked a place with arrival date months out with flexible cancellation terms and immediately received a chat upon booking saying no refunds under any circumstances. [US]

I booked a place with cancellation flexibility in mind as the booking is so far out. Terms prior to booking gave me months to cancel with full refund. Host immediately messages after confirmation saying no cancellations under any circumstances. Seems like a bait and switch.

Not at all looking to actively cancel but it makes me nervous with the dates so far out. Would I be able to cancel down the line if something comes up?