Between Chase Sapphire Preferred and Cap One Venture Rewards, what do you think?
I currently have some trips I need to plan, including my destination wedding flights that need to be booked lol. I am thinking of getting a basic travel card to start building up reward points and hopefully, help make traveling financially easier going forward. As the title says, I'm between the Chase Sapphire Preferred and Cap One's Venture Rewards, since both have a $95 fee.
CREDIT PROFILE
* Current credit cards you are the primary account holder of:
* Capital One Savor
* Discover IT
* FICO scores with source: Transunion 813, Equifax 809
* Oldest credit card account age: 8 years
* Cards approved in the past 6 months: 0
* Cards approved in the past 12 months: 0
* Cards approved in the past 24 months: 1
* Annual income $: 67,500
CATEGORIES
* Ok with category-specific cards?: Yes
* Ok with rotating category cards?: Yes
* Estimate average monthly spend in the categories below.
* Dining $: 500
* Groceries $: 300 (between Publix and Target)
* Gas $: 100
* Using abroad?: No
* Pay rent by card? No
MEMBERSHIPS & SUBSCRIPTIONS
* Amazon Prime member: Yes
* Costco or Sam's Club member: Costco
PURPOSE
* Purpose of next card: Travel Rewards
* Cards being considered: Chase Sapphire Preferred and Capital One Venture Rewards
Posted Nov 5, 2025, 1:55 AM UTC