HELP WITH WIDOWED FIL

Dear God, I hope someone on gear can give me some clarity. My 90 year old father in law lives alone and independently in a retirement community which IMHO is basically corralling old people in one place for scammers. So the upshot is he is being sold both a reverse mortgage AND leased solar panels with new roof (he doesn’t need one). Honestly I think it’s because he doesn’t know what to do with himself. This is NJ and he lives at the shore. Are these both really bad ideas?