RBA held again — anyone changing their mortgage?

RBA kept the cash rate at 4.35% today. Inflation’s easing but not enough for cuts yet, so they’re basically waiting things out.

For mortgage people: banks are still giving better deals to new customers than the ones already paying. Fixed rates are creeping up a bit, and if your fixed term ends soon, probably worth checking your options now rather than later.

What’s everyone doing?

• Refinancing or staying put?
• Anyone managed to get their bank to drop their rate recently?

Not financial advice — just curious what others are doing.