I’m not sure if I’m pregant and if I am I don’t know what to do

Hi guys! This is my first time posting on Reddit so I might mess up a few things sorry:( I’m 20 and I’m supposed to start the first day of my period today. It’s still early in the day but I usually start bleeding in my sleep or as soon as I wake up. If I am pregnant I wouldn’t exactly be surprised because according to the Flo app, me and my bf had sex on the day I was ovulating. We used a condom (it was either a regular condom or the one that has spermicide, I can’t remember) and he pulled out. We also had unprotected sex on Halloween when we were drunk and I’m sure he pulled out but of course I know it’s still possible for sperm to still get inside. Those two times were about a week apart so I’m pretty sure I wasn’t fertile by Halloween. I took plan b at the end of September and it made my period in October come about a week earlier and I’m not sure if it would have an affect on the period that would come after. This whole week I was very paranoid about being pregnant so that may be another factor for having a late period and I’ve never been this stressed around the start of a period. I also haven’t had any PMS symptoms or even any pregnancy symptoms. The only thing I’ve had that I thought was a symptom was my increase in appetite but I’m starting to think it was from stress. I wasn’t able to go get a pregnancy test this week so I started trying to see where my cervix is. I read that the placement of your cervix can tell you what phase in the menstrual cycle you’re in so I tried to see for myself. I read about determining it by the number of your finger digits that fit in your vagina until you reach it and I’m pretty sure it was only a little bit past my first digit when I checked. So I think it should be a low/middle cervix and it felt very firm. I checked it today, yesterday, and the day before and it’s all been pretty consistent, but I heard that it may be a myth. But I will admit there’s been a few times when I did it without washing my hands first. Today, I checked it again but this time my fingers had white discharge on it and I’m slightly cramping but there’s no period blood. The discharge didn’t really have a smell but it was really thick and not stretchy. Also, the discharge isn’t coming out of my vagina and onto my underwear, it only happened when I put my fingers in it. I looked up those symptoms and I found a thread on a website about people asking if they’re pregnant with those symptoms and people responded that they may be but it could be pregnancy. I’m not sure if what i’m experiencing is pregnancy or a result of sticking my hands up there without washing my hands. If I am pregnant I would not like to keep it and I talked to my friend who has had an abortion through abortion pills. She got them from a website called Aid Access. I’d be able to afford the pills and I’m sure I’m less than 14 weeks pregnant but she told me that I should go to a gynecologist to make sure I’m actually pregnant and to go after to make sure it’s gone. I haven’t taken a pregnancy test yet but I’m planning on taking one later today but I’m scared to go to any clinic, hospital, etc. because I really don’t want my parents to know and I’m on their insurance. My sister told me one time she went to the urgent care on her college campus they made her take a pregnancy test even though she wasn’t there for a pregnancy test. Our mom found out and asked her if she was having sex because she saw the pregnancy test that she took. So I’m assuming my parents would most definitely know if I go for an ultrasound. I’m not sure if it would be safe/smart to take the abortion pills without getting an ultrasound before and after. Is there anyway to do this without notifying my parents. I understand that it may be expensive but I just started a new job and I might be able to only afford the pills at the moment. I just would really like someone to help me understand what to do and some suggestions because all I have right now are my 20 year old friends in which only one actually got pregnant and an abortion and me obsessively looking up symptoms and stressing myself out.

I’m sorry for the lengthy post I just wanted to talk about everything I noticed lol. Anything you guys say would be extremely helpful!