Low Credit Utilization with CC

CC Advice

Panget ba sa mata ng bank pag around 10-20% lang ginagamit sa credit limit?

Yung limit ko kase from my other card is mejo sobra sa ginagastos ko for everyday essentials. Mostly pag my big purchases or upgrade lang nagagamit talaga yung limit.

Gusto ko din kase mag apply with other NAFFL cards pero baka mababa lng limit ibigay ng ibang banks due to low utilization sa first cc ko.

Posted Nov 14, 2025, 6:59 PM UTC

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