Could I get a better rate?

Need Advice

Just got offer accepted less then a week ago. Everything is looking good and we struck one hell of a deal on this house thanks to my agent. He was the listing agent with the seller too and had a really great relationship with them. They worked together in the past!

Anyways, my question is, is it possible to get a better rate? I’m going through myVu(veterans united) conventional load 30yrs at 6.125%APR. Requires 5% down, and we got sellers assist as well. After downpayment and all that, total loan amount is less the $140k.

After reading some other people post on here, 6.125% APR seems pretty high. I did need a co signer due to my lack of work history. Both mine score (791), and my co-signers score (811) is extremely good. Should I shop around or ask myVU agent for more clarification on why APR is that high? We close first week of January if inspect goes well this week.

Posted Dec 1, 2025, 2:57 AM UTC

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