How much house can we get approved for based on income? How much were you approved for based on your income and DTI?
Soon to be first-time homebuyers and trying to get a realistic idea of what people with similar income actually got approved for. We make around $187K a year combined. We have two car payments that total about $1,400 a month, but one of them will probably be paid off before we buy. Other than that we don’t have much debt, and our credit scores are around 680.
I know every situation is different, but I’m just trying to see what loan amounts or price ranges people with similar income and debt levels were approved for. What did you personally get approved for, and what were your numbers like?
Posted Dec 1, 2025, 4:12 AM UTC
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