MAY ANNUAL FEE PA RIN BA IF HINDI ACTIVATED YUNG BDO CC?

i have two bdo cc. activated yung isa and the other one is hindi. machacharge pa rin ba yung cc ko na inactive after a year? biglang nagbago lang isip ko na gamitin siya hahaha pero if machacharge pa rin siya after a year im planning to activate it na rin para mapakinabangan ko pa rin, icacancel ko na lang pag mag iisang taon na.