Short Term Account
I have a one time cheque for ~280k I need to deposit. I plan to use the money for a down payment around May 2027, give or take a few months pre/post assuming I find a place. I am currently renting and need to stay for a certain period of time.
I don’t plan on having to access the money prior to that. I have a regular chequing account, a HISA with Simplii I just opened last month with 40k in it (I will need this for capital gains taxes next year). I have no TFSA.
I know zero about investing.
Posted Dec 1, 2025, 6:54 PM UTC
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