How do you balance practicality vs independence when both sides have family obligations and limited income?

Problem/Goal:

My wife wants to move out, pero honestly I feel like right now it’s very impractical.

Hi guys, seeking advice lang from other couples. I'm still young in marriage and still figuring things out.

We’ve been married almost 3 years, no kids. Currently nakatira kami sa house/store ng parents ko kasi super lapit sa work ng wife ko. We actually have our own house na, but 2 hours away, and tuloy-tuloy pa rin ang monthly bills doon , internet, kuryente, tubig. Kahit walang nakatira, kailangan pa rin namin bayaran.

For context the land was owned by my parents and given to me and with the savings I had before we got married I built us a small house. Kasi sa line of work ko hindi sobrang sigurado if may pera ka or wala kaya inuna kona mag less ng rent sa isip ko.

Ako, I work online/freelance and kung anong hustle kaya. Wife ko works in an office. Sa combined expenses namin (bills, house, insurance, savings, emergency fund), umaabot ng around 40k–50k per month. And I try to provide that for our family at-least 40 per month.

She earns around 35k, pero their family also bought a house and she contributes around 15k monthly kasama ng siblings niya. Aside from that, she pays for her own stuff and madalas siya pa bumibili ng mga kailangan sa bahay or pang-date namin.

On my side, I only give around 5k monthly sa parents ko, and hindi naman kami required mag-shoulder ng bills dito as well hindi rin ako palaabot ng pera since sa bahay lang din kami madalas.

Alam ko rin na ayaw ng wife ko na umasa lang siya sa akin financially, kaya she still wants to work. Ako naman for years na siya sinasabihan ko na pwede naman siya mag-resign if gusto niya, or mag for good na kami sa bahay hanap nalang sya work doon, kasi kaya ko naman yung bare minimum namin.

Pero may times talaga na lumalabas yung topic ng pag-bukod, and lagi ko sinasabi na lalaki lalo expenses, adding rent pa is another big chunk.

Napapost ako kasi nabanggit niya na I’m giving money to my family (kahit maliit compared sa binibigay niya), and deep inside parang nahihirapan din ako kasi gusto ko naman maging fair but at the same time, ang bigat rin kapag siya nag-wo-work para masuportahan both her family and ours.

Wala talaga akong intention manisi. Gusto ko lang maintindihan kung paano ito pinag-usapan ng ibang couples.

Maybe we're missing something, Madalas rin na pinipili kong umiwas sa gulo or baka ang silence ko rin ang dahilan bakit hindi pa ito ma resolve.