Dec 1st making final payment!! A year later than expected.

I should have been finished December 2024. Due to SAVE forbearance I had 155/120 payments at that point with 5 months to buyback.

Submitted Buyback Jan 2nd 2025.

Applied to switch to IBR in February and again in May.

Finally started IBR payments August 2025.

Making my final payment this week then submitting ECF after my Dec 12th due date.

Can't believe it is finally here! *still haven't received a buyback offer.