47, Digital Nomad… am I on the right track?

I’m 47 and starting to really think about Lean FIRE, but honestly… it stresses me out more than it should. Would love some perspective from this community.

My situation: • Income: ~$250K/year (remote, stable) • Net worth: ~$660k total • Stocks: $350 • Crypto: $200K • Retirement accounts: $90K • Cash: $20K • Debt: None • Lifestyle: Digital nomad, renter, no dependents • Monthly expenses: About $3,500 max (often less depending on country)

What’s stressing me out: I feel like I make good money and live fairly lean, but I’m not sure if I’m “on track” for Lean FIRE, especially starting at 47. Do I need to keep aggressively investing? Should I shift my portfolio? Am I closer than I think, or way behind?

Any input or reality check from people in similar situations would really help.

Thanks in advance

Posted Dec 3, 2025, 1:31 AM UTC

010
Loading comments…