Closing Cheq Account How Do I Avoid Monthly Fee When I Move The Money Out

I have had 4k just held up in a cheq account to avoid the monthly fee. I opened a new one with an online bank, but how would I go about closing my cheq account without getting charged the monthly fee when I go to take out the 4k to move it elsewhere? Is there a delay in the charge of the fee or would I need to tell the bank to waive it??