Advice

❓ Invest/ISA Help

Yesterday I dumped £10,000 of my savings into the Cash ISA. Previously I’d just held in CHASE however the interest rate has dropped to 2.5% (was 5% a year or two ago).

Admittedly I haven’t a clue what to do regarding Trading. I’ve kept some cash in my general CHASE savings account in case of emergency and once saved enough I will continue to put into Trading212.

Am I better just keeping £10,000 in Cash ISA, or is there stock that’s worth investing in that’ll give me decent interest without having to actively check the app and move funds around.

I have a mortgage so I don’t need to save for a deposit and I’m in council so the pension is relatively good with the Local Government Pension Scheme.

I’m new so any and all advice is appreciated! Thank you.

Posted Dec 3, 2025, 1:46 AM UTC

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