Venmo complaint links very easy to find

an older settlement against venmo: https://www.ftc.gov/system/files/documents/cases/1623102_c-4651_paypal_venmo_complaint_final.pdf

maybe venmo still hasn’t learned its lesson? https://www.consumerfinance.gov/complaint/

orhttps://www.ftc.gov/business-guidance/blog/2018/02/venmo-settlement-addresses-availability-funds-privacy-practices-glb