A question for raid that require under 150k total loot

So i play mobile and the past 8 games ive been killed by people running the best armours, thermal imaging and either kitted rpk 16 or kitted out m4s with gold ammo and drum magd. How is this possible for regular farm where the total loot limit is 150k? Thermal imaging is 800k on the market, rpk and m4 kitted out run upwards of 80k and the armour well exceeds the maximum amount