How should I invest 100k for retirement ?

Hi there, I’m 27 (m) saved up 100,000 no plans on buying a house ever or having a kid, have a Tesla I bought used and paid off now.

I make 100k right now before taxes, I save 20-30k a year cash, and always max out my super contributions, I have 140k rn in super high growth international shares investment with AustralianSuper.

I’m looking to start investing for long term for my retirement and wanted to know how to split my money and what specifically to invest in, I’m looking to invest for 15 years straight adding 3K every month to my portfolio.

I’d bak with Westpac (never gonna use commbank bad experience with them)

  1. Would love to hear which apps I should use to invest long term.
  2. Which stocks should I invest in and what’s the % split.

The plan is to retire at 45 years and use this investment money to live off till 60’s when my super kicked in.

The idea is to invest aggressively for 15 years so I can retire early for at 45 and the use funds for 15 years till I hit 60 and then live off super.

Posted Dec 4, 2025, 2:43 AM UTC

030
Loading comments…