UMPD Coverage

Got hit my a drunk driver and the police report states they have no insurance. I have Uninsured Motorist Property Damage without Collision Coverage under my policy. Can I use this to have my car paid for? I don’t have collision coverage because it’s a 2007 Prius with 200k miles and is salvage.

Also, will a claim under such coverage lead to a rate increase? Live in California by the way.