Not on Deed - Divorce

Location: Illinois

Home was purchased in 2014, before we were legally married. At that time we already had two children together and we got married less than a year later. I was not listed on the original mortgage or the deed because I was a stay-at-home mom and not working.

We legally married in 2015. The home was refinanced in 2017 and again in 2020, but the loan remained only in his name because I still was not working and was at home raising our four children. On the refinance documents, he is listed as the “Borrower, a married man,” and I signed only as a “signing party,” not as a borrower.

Now, in 2025, as we are getting divorced, his lawyer is claiming that I have no right to any of the equity in the home because he never added me to the deed.

Do I have any argument to this? Or am I truly getting the shaft here? Mortgage has been paid with marital funds for 10 years.