Better to use Honda or outside bank for leasing?

We’re looking at the 2025 Pilot and there is $50 difference per month in a 36 month lease for a Touring lease.

The residual is 3k better with Honda

We’re not sure if we’ll end up buying the lease out, but we might decide to. But we live in a dense suburb with a lot of garage and street parking so I worry about scratches. We use a garage daily for parking.

What would you recommend?