Unpopular opinion, the 5 million for 5 skill points is a good grind for the no-lifers, and it's good that this is the only bonus that's affected by stash value

I won't have 5 million stash value on the departure, and I'm okay with the 1 million per skill point that has been set. You'll still get every other bonus listed, in an optional wipe, even if your stash value is 0 on the departure window.

Skills in this game are small bonuses for the most part, and getting 1 versus 5 skill points is incredibly small. I think it's good that the no-lifers have something to grind for, and this is the only part that's limited based on stash value.

The true casuals don't need to reset, the tryhard no-lifers have something to grind towards, and the people in the middle that reset get every other bonus except for all 5 skill points. I think it's a very healthy number and every type of player is taken into consideration.