Cut back on 403B to max Roth?
Should I cut back on my 403B savings to max my Roth? New to investing. Finally woke up a week ago and realized I can be doing better.
31M. Currently putting away 10% of salary into my 403B. I make 130k/year. Retirement account is $158k right now.
I started a Roth account but now I’m wondering should I cut back on my 403b savings? My employer matches up only to 3% so I’ve been doing extra for quite some time. Is it better in the long run to cut back a few percentage points and instead maximize it in a Roth?
Posted Dec 6, 2025, 6:31 PM UTC
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