Cut back on 403B to max Roth?

Should I cut back on my 403B savings to max my Roth? New to investing. Finally woke up a week ago and realized I can be doing better.

31M. Currently putting away 10% of salary into my 403B. I make 130k/year. Retirement account is $158k right now.

I started a Roth account but now I’m wondering should I cut back on my 403b savings? My employer matches up only to 3% so I’ve been doing extra for quite some time. Is it better in the long run to cut back a few percentage points and instead maximize it in a Roth?

Posted Dec 6, 2025, 6:31 PM UTC

10
Loading comments…