r/TheMoneyGuy•
FirePlug12

Sharing my end of year financial reflection to the young adults who also feel behind in life 32/M (Single)

https://preview.redd.it/azq8z2iqqp5g1.png?width=1092&format=png&auto=webp&s=a1e5ee73a63f613a41733df2409f01a3130421b5

I am starting/started life late so I live a very minimal life to catch-up with my peers. I see people my age posting/having 300-500k in net worth already and I am barely gonna break the 100k mark next year. I know comparison is the thief of joy but it is my hope to let people out there like me that we'll get there. Let's just be disciplined and keep going. I will also have some life-events coming up next year and I know my savings rate will go down but we'll keep going. I can't wait for 2028 where my income will go-up and with the discipline I've set, I'll reach my goals.

Posted Dec 7, 2025, 4:57 AM UTC

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