r/Money•
FirePlug12

Sharing my end of year financial reflection to the young adults who also feel behind in life 33/M (Single)

https://preview.redd.it/cfwda94wrp5g1.png?width=1095&format=png&auto=webp&s=7001a2d31461fbd9a8e366f064d438dbef7a0b8a

I am starting/started life late so I live a very minimal life to catch-up with my peers. I see people my around my age posting/having 300-500k in net worth already and I am barely gonna break the 100k mark next year. I know comparison is the thief of joy but it is my hope to let people out there like me that we'll get there. Let's just be disciplined and keep going. I will also have some life-events coming up next year and I know my savings rate will go down but we'll keep going. I can't wait for 2028 where my income will go-up and with the discipline I've set, I'll reach my goals.

Posted Dec 7, 2025, 5:01 AM UTC

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