Help required after death ,financial stress

My cousin’s husband recently passed away. He had taken an auto loan from a co-operative bank (Sangli Urban Co-operative Bank). My cousin is currently unable to pay the EMI because she has no income source right now.She has two small kids boy and girl. People around her including the in-laws have shown their true colours and in chase of taking up the auto for themselves. She has always been under below poverty line . The bank is something called sangli cooperative bank . These guys are educated and everyone tries to scam them .The in-laws say nothing can be done as the bank is private according to them. Loan amount -160000 something is what she said . I am not even sure if she is the gaurantor as well. Is there any chance of settlement, loan insurance, or legal protection?(There is a insurance on auto is what she said).

Any advice is appreciated 🙏

TL;DR: Cousin’s husband died, auto loan from co-operative bank pending, wife has no income and two kids, in-laws trying to grab the auto. Need legal/financial guidance.