Considering a Balance Transfer

CREDIT PROFILE

* Current credit cards you are the primary account holder of:

* Discover Student - $3200 - 07/20

* Synchrony Car Credit - $2500 - 07/23

* Bilt - $5500 - 07/25

* FICO scores with source: Equifax 719

* Oldest credit card account age: 5 years

* Cards approved in the past 6 months: N/A

* Cards approved in the past 12 months: N/A

* Cards approved in the past 24 months: 1

* Annual income $: $55,000 a year post tax

CATEGORIES

* Ok with category-specific cards?: Yes

* Ok with rotating category cards?: Yes

* Estimate average monthly spend in the categories below.

* Dining $: $650

* Groceries $: $400 (Walmart, Sam's, Costco, Aldi, Target)

* Gas $: $115 (Sam's Club, QuikTrip, Circle K)

* Travel $: $80

* Using abroad?: No. Only for two weeks max a year.

* Other categories or stores: Shopping - $800

* Other spend: AMC Stubs A-List - $27

* Pay rent by card? Yes, amount and fee: $1750

MEMBERSHIPS & SUBSCRIPTIONS

* Verizon postpaid customer: Yes

* Costco or Sam's Club member: Sam's Club

PURPOSE

* Purpose of next card: Balance Transfer

* Balance transfer details: Existing $6000 in debt with a card closing in February. Open to any suggestions period.

* Cards being considered: NO idea.