Looking for opinions: Mac mini + studio display

Hi everyone, just joined the community in my anticipation of getting a Mac mini this week.

A little about myself, I do not currently have any type of computer or laptop. I’m a healthcare provider and after I finished up school, I sold my laptop since I did not need one anymore as I work in inpatient medicine within the hospital where I do not bring work home. It was a good decision for me at the time. Have been doing fine without one the past couple years , but I’m at the point now where I want a nice desktop setup for recreational use in my room: reading up on clinical education material, stock news and education, YouTube video watching. That’s about it, I do not do any hard core computer work.

I have ultimately decided on the Mac mini. After going to the Apple store, I fell in love with the Studio Display. I know this is a popular combination. So, I was going to go with this!

A couple question:

• I am in between the base 10/10/16 with 256gb or 512gb SSD, which would be better for my recreational situation? 10/10/16 base option sufficient enough? I read 256gb is pointless since half is taken up by iOS and applications.

• Any alternate monitors that are recommended? Is the Studio Display an “over purchase” for my recreational use? It was gorgeous when I saw it in person.

• I know there are rumors of a new Mac mini with m5 and a Studio Display with possible 120hz, but would this really make a difference for my situation? I’m aware there is always going to be a big and badder mac, but I’m willing to wait some time if there is really a big difference in the tech aspect.

Any thoughts, insight, or recommendations on everything above would be much appreciated! I know this is a passionate and educated community so excited to read comments.