Am I crazy or do these new Klarna cards have the best rewards?

The new Klarna debit cards can give 0.5%, 1%, 1.5%, or 2% based on the how much you pay monthly to hold the card. But according to the website you can transfer the cash back to BA 1:71, AF/KLM 1:71, All Accor 1:48.

Uhh, hello? Am I missing something? Isn’t that crazy when all the other banks transfer 1:1 at best to those programs?

Does anyone know if there is a catch because I didn’t immediately find one when skimming the terms. You’ll be flying American and Delta only paying taxes and fees if thats correct.

Hell you could just get the fee 0.5% card and that’s better than any other credit card on the market.