Finance tip

Hello everyone,

I’m 23 years old, I currently have 16k in saving. And 12k in super (idk if that matters). I’ve been trying to save roughly 4k monthly, these past 2 months. Which is not that difficult because I do not have any crazy expenses to pay.

I was wondering, what should I be doing to optimise my money to grow rather than leaving in a savings account.

Any tips and advices helps, thank you.