Was taking on a mortgage worth it to escape a toxic family home? Mental health vs. financial stress

[Advice Request]

For those of you who had family members contributing to trauma and were still living with them for financial reasons: was leaving home but taking on a mortgage better or worse for your mental health?

Is the pressure of a 30-year mortgage, and long-term debt, worth it if it lets you live somewhere separate from your family?

I’m curious because moving into a condominium, or choosing the wrong setting, can sometimes re-trigger trauma, either from neighbors, owners, or other local stressors.I’d love to hear your personal experiences and thoughts on balancing financial strain with mental health freedom.

Posted Dec 9, 2025, 9:38 AM UTC

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