USAA upgrading rewards for Cashback Rewards Plus

Data Point

I just recieved an email from USAA stating that as of Dec 1, the earning structure will change. It will now be 5% cashback for gas up to $3k spend per year, military base purchases will be 5% for up to $5k spend per year, and groceries will be 3% cashback for up to $3k spend per year. Unlimited 1% on all other purchases.

Before, USAA combined gas/military base purchases towards the $3k spend per year and groceries were only 2%. All in all, good changes!

Posted Dec 9, 2025, 9:51 AM UTC

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