Renting family home while on active duty advice
I’m seriously considering going active duty, and the biggest thing holding me back is what to do with my house. I bought it in 2021, I owe under $200k, and my mortgage is only ~$1,700/month with a 3% rate. I really don’t want to sell it.
My plan would be to rent it out while I’m gone, let the tenants cover the mortgage, and then give notice toward the end of my contract so I can move back in when I get out. On paper it seems like a solid long-term move, especially with the low rate, but I’ve never been a landlord before.
For anyone who’s done this, what should I be thinking about? • Pros/cons of renting while on active duty • Property management vs doing it myself • How hard is it to line up move-out timing before returning home? • Any pitfalls I’m not considering?
Just trying to make the smartest decision without giving up a great mortgage.
Posted Dec 10, 2025, 2:45 AM UTC