best way to maximize my savings?
i have about $22,000 in my regular savings account at my credit union. i know that there are better ways to manage/invest the money as opposed to just letting it sit in this account but i’m not sure where to start. so, i’m looking for any advice/tips on what to do (roth IRA or other retirement account, investments, etc). some extra context - i’m currently working a part time minimum wage job a which mostly just covers my living expenses and i don’t have any debt or loans.
any thoughts would be so appreciated!!
Posted Dec 10, 2025, 2:53 AM UTC
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