is the 9800x3d worth the extra cost?

This is my current rig: https://pcpartpicker.com/b/MzcTwP

I'm taking out the GPU and the 2 sticks 16gb ram and 1tb nvme ssd. Replacing the gpu with a 2nd hand cheaper one, for the wife.

Then im building a new pc for my self. I'm not sure whether to go with 9800x3d or 7800x3d pairing it with a new mobo b850m mortar and my current GPU 4070Super.

Question is the 9800x3d worth the extra 170usd (philippines price)? use case is mainly gaming and 1 VM for work. I'm trying to justify the extra spend, or am i wasting money. Does the 7800x3d still efficent and good for 2026?

Games I mainly play are POE2 (main), CP2077, RDR2, Where Winds Meet, DD2, and Witcher 3 moded. Waiting for Crimson Desert for 2026, or even GTA 6