Health insurance, long-term care, insurance, critical illness, insurance, etc.

Hello all!

As is the case for most of us here in the U.S.A, it’s open enrollment with many health plans. My employer, is offering the following:

—PPO or high deductible plan with health savings account —Dental —Vision —Long-term disability and short-term disability —Life insurance with Long-term care — Basic life and accidental death and dismemberment —Hospital Indemnity —Others

I understand individual cases will vary it’s but does anyone have a good resource to determine which ones are truly worth it or even cases where it might be best to search for options on my own?