My in laws would be perfect for Financial Audit

I'm a very financially responsible guy who is married to a woman who comes from a very irresponsible household. Her parents are broke with multiple maxed out credit cards, and her five (5) siblings are all equally bad with money. However, all of their houses are full of brand new TVs and the newest technology. Her brother has a giant gas guzzling truck with an $800 a month payment and he works retail. Her one sister works at a jewelry store and has a maxed out store card.

During thanksgiving we were all sitting around her family's table and they started talked about jewelry. Her brother and sister and law were talking about what they were going to get for Christmas at the other sister's jewelry store. Everyone was agreeing and talking about how they needed to check the store website and see what birthstones they had and what deals they had on birthstone rings and necklaces. These are people that I know all are on a razor thin margin with their bills. The brother and sister in law have two kids and they're behind on their electric and water constantly. The mother couldn't drive her car for months because they didn't have money for the personal property taxes on it. But they all were so excited to run out on black Friday and buy jewelry.

I try not to be judgemental about other people's finances but it was so jarring to hear people I know struggle with money talking about what shiny rocks they need to buy. Caleb would have had a field day and/or a heart attack.