How long until my score gets better?

I’ve been sitting around 590-610 credit score for a couple years now. In my report from credit karma it says the only thing negatively impacting my score was my credit usage being maxed out (~10k) I’ve never missed a payment, and have perfect record otherwise. How long is it going to take to see my score go up now that I have almost no credit or debt and have paid it all off?

Posted Dec 10, 2025, 2:56 PM UTC

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