Considering a 462 whv, but I'm burnt out at my new zealans whv job. Should i still apply?

Need some perspective. Mini crisis

Im having a hard time figuring out whats right for me - go home after New Zealand or apply for a 462 visa. My gut is unreliable on this.

im an american, and my last day in New Zealand is february 17th, so applying for a 462 is pretty tight turn around if i applied tomorrow.

Ive done some research on the 462, current jobs/jobs to expect in february. I will have about 5 weeks of funds before its time to go home from Australia unless i get work. No funds for a car.

Im considering applying because im not ready to go back home, i feel like i have one more year in me of living abroad before i face the scary thing of career and gestures broadly to US problems

But I'm not sure i have it in me to start all over, i need a month to sleep. But i fear if i go back home, ill miss out and not go later.

Im considering a middle ground - apply now and if i get it and feel like i need a break, go home for a month or a few months of work before going to australia.

Or if i get the 462 before feb 17th, spend a month WWOOFing as i look for work.

Ill be travelling NZ for a few weeks after i finish this job, and id hate to go back home feeling renewed and wishing i had tried australia.

Edit: im also aware that going home, im starting all over again too. Either way im starting over. Id kill for a month of sleep