How Do I Not End Up Broke at 25? (18 y/o here)

Other

Here’s my situation: Just turned 18 (living in New Zealand) and I’ll be starting university next year (majoring in engineering) My current finances/investments (if you can even call them investments) are:

  • $8000USD in cash
  • $4700USD invested in sealed Pokémon products
  • $3500USD purchased car
  • only make $150USD a week working, and I also run a small watch business which makes sporadically 50USD-200USD a week

Was wanting some advice on what I should do to make sure I’m financially comfortable in the future, should I start investing weekly in a index fund? Should I sell the Pokémon stuff? Thanks for the advice

Posted Dec 11, 2025, 9:35 AM UTC

10
Loading comments…