Bank Account Rating

Maintaining positive cash flow in your bank account is another key to getting loan or credit card approvals. After 90 days you get a bank account rating based on your bank account's activity after 90 days. If you can afford it set up multiple accounts with your Cpn or real credit with multiple credit unions. Leave a couple hundred dollars in there and deposit dollars in to them regularly never overdraft pr let account hit zero. And they'll start pre-approving you for loans and credit cards. This in conjunction with good credit.