I got into one of my most desired colleges but can't afford. Any loans you reccomend for an international student?

I recently got accepted into Rochester Institute of Technology (RIT) — I know it isn’t the most brillian university, but I really wanted to go there. I’m incredibly grateful and excited, but even after receiving a merit-based scholarship, my remaining cost is still around $38,000 per year, which I simply can’t afford. My family can afford up to 20.000-25.000$ annually.

As an international student, this makes things especially difficult. I wanted to ask:

• Are there any external scholarships that international students commonly use to close large financial gaps?
• Do you recommend any student loan options available to internationals (with or without a US co-signer)?
• Has anyone been in a similar situation and found a workaround (appeals, additional aid, payment plans, etc.)?

I know this is a long shot, but I don’t want to give up ony my dreams of studying in U.S. without exploring every possible option. Any advice, resources, or personal experiences would mean a lot.

Thanks in advance 🙏