Is there ever a reason to close a LTF card?

General Discussion/Conversation

I don’t think that there any downsides on holding multiple LTF cards even if you don’t use them often. Sometimes there are very specific offers where this kind of diversity might help.

Additionally, having this unused card helps improve your overall credit utilisation rate.

Is there any hidden cost that I don’t know?

Posted Dec 13, 2025, 10:36 AM UTC

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