EPFO should auto credit withdrawal if

I think, EPFO should auto credit claimed withdrawal amount into linked bank account if KYC is already done. It does not make any sense for EPFO to keep our money locked, which none of us ever asked or consented for.

What is this bullshit of withdrawal under different condition, why do we even need to provide them reason to withdraw our own money ? It is not something that we were given option to opt out. Moreover, they just forcing us to keep our money in PF account locked in.

I do not know if there is any such rule that allow us to opt out to not deduct money for PF, if asked by our employer, but I strongly believe that we should atleast have an option to opt out since it is our own money not something that the government is handing out.