Debating returning my 17 and returning to my SE

I bought an iPhone 17 last Sunday to replace my SE (I bought it in 2020). I’ve been questioning whether it was worth the price of upgrading though, and have been thinking about returning the 17 and going back to my SE.

I've been weighing up the pros and cons:

+: I could afford it. Still living at home, save money every month. 

+: camera are better.

-: I could put the money towards something better - e.g, a newer car, since mine fogs ups really badly. 

-: I’m not a photagrapher; take more screenshots than pictures.

I’m interested in the iPhone Fold that is supposed to be coming out next year. Obviously no one knows what it’s going to be like though - could wait until September and it’s not very good, or doesn’t suit me.

This has been playing on my mind a lot this week. Does anyone have any thoughts?